Our Process

At Prosperity Financial Planning we provide you with the information and advice needed to help you control your financial future.

A stepped process is used:

  • Information gathering / fact-finding

    Our first meeting will revolve around getting to know you. We will gather and collate personal and financial information which will be instrumental in providing you with a personalised plan to meet your needs. We will also provide you with a Financial Services Guide detailing who we are, what we can do for you and other important information.

  • Identifying your objectives

    Integral to the planning process is the identification of your needs, and attainable goals and objectives, such as:

    • Income levels required to maintain your current / desired lifestyle
    • Asset accumulation over your working life
    • Protection of lifestyle, income and assets via adequate risk insurance (death, disability, trauma and income protection)
    • Investing surplus income and assets in line with your attitude to risk
    • Future capital needs such as buying or upgrading your home or future education expenses
    • Planning for your eventual retirement via superannuation, pre-retirement and pension strategies
    • Maximising Centrelink benefits
    • Estate planning via establishment of a Will, and Powers of Attorney
    • Business succession planning
  • Preparation of a financial plan

    We will present you a plan with clearly identified recommendations relating to your goals and objectives. Where necessary we will prepare and include financial models to assist in the explanation of our recommendations.

    We will also provide appropriate documents such as Product Disclosure Statements as required.

  • Implementing Your Plan

    If you agree to proceed with our recommendations we will implement the plan as efficiently and as quickly as possible.

  • Reviewing Your Plan

    Ongoing services are a vital part of our relationship and can include:

    • Regular review of your financial goals and revising strategies if and when required
    • investment portfolio valuations and reviews
    • information on new investment and insurance opportunities
    • ongoing communications and consultations

Prosperity Financial Planning Pty Ltd (ABN ABN 91 161 761 208) trading as Prosperity Financial Planning is an authorised representative of Charter Financial Planning Ltd ABN 35 002 976 294, Australian Financial Services Licence and Australian Credit Licence No. 234665

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General Advice Warning: This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.

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